What is Disability Income Insurance?
Is your most valuable asset insured? At first you may think, yes, I have homeowner's insurance. Well, we are not asking about your home, here. We are asking about what pays for your home and the other things in your life, your paycheck. Disability Income Insurance is really nothing more than paycheck insurance.
Is it for everyone? No, that's a broad statement and no product is. But if you count on your paycheck and have less than 2 years living expenses as liquid cash, it is recommended that you consider disability income insurance.
Coverage amounts and prices will depend on your health, your occupation, and your reportable earned income from your occupation. It is certainly worth a conversation with one of our agents to find out more of what disability income insurance could mean to you and your family.